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Writer's pictureParisa Erfani

Essential Tips for Newcomers Arriving in Canada: Your Post-Arrival Checklist



Welcome to Canada! It's thrilling to finally arrive in one of the most welcoming countries for newcomers. This friendly nation offers a wealth of new opportunities and adventures waiting for you.


Keep reading to discover what to expect and the steps you can take after your arrival.


What to Expect When You Arrive at a Canadian Airport


Upon arrival, you'll need to complete a process to verify your identity. A border services officer will request your travel documents, so be sure to have your passport and/or visa ready.


Next, you'll undergo biometric screening, which includes taking a digital photo and capturing your fingerprints. Since 2018, the Canadian government has implemented these measures to protect against identity theft, making this screening mandatory for all arrivals.


Entry Requirements Based on Your Status


Your entry requirements will vary depending on whether you’re arriving as a permanent resident, international student, foreign worker, or under another status. Here’s what you need to know:


- Permanent Resident: If this applies to you, be prepared to present your Confirmation of Permanent Residence (COPR) and permanent resident visa. If you're unsure about your status, visit the Immigration, Refugees and Citizenship Canada (IRCC) website for more information.


- International Student or Foreign Worker: If you’re entering Canada as an international student or foreign worker, you must have a valid study or work permit, a Temporary Resident Visa (TRV), and any other required documents.


In Summary


When you arrive, you’ll go through the following steps:


1. Document verification

2. Biometric screening, which may be done automatically or by a border officer

3. Screening questions to ensure you meet all admission criteria for Canada


Important Steps to Take After Arriving in Canada


1. Obtain Your Social Insurance Number (SIN)


Your Social Insurance Number (SIN) is a nine-digit identifier essential for working, paying taxes, and accessing government services in Canada. It’s important to apply for your SIN as soon as possible, as employers cannot pay you without one.


Eligibility: To apply, you need a valid study or work permit or proof of permanent resident status. Note that you must be in Canada to apply—applications cannot be made from abroad. For more details, visit the Government of Canada website.


2. Choose a Bank


Opening a bank account is another crucial step upon arrival. Selecting a Canadian bank that supports newcomers can help you manage your finances more easily. Look for advice on suitable credit cards, loans, and mortgages when needed.


Newcomer Benefits: Many banks offer special packages for newcomers. For instance, the TD New to Canada Banking Package includes benefits like a no-fee chequing account for up to 12 months, no annual fee on an eligible TD credit card for the first year (if approved), and unlimited international money transfers with fee rebates for a limited time. Learn more about TD's offerings here.


3. Sign Up for Government Health Insurance


Your health should be a priority as you start your new life in Canada. The country provides basic medical coverage for all citizens and permanent residents, so applying for government health insurance as soon as you’re eligible is advisable. This will ensure you have access to essential medical services and regular checkups at no cost.


Application Process: Apply for health insurance in your specific province or territory, as healthcare systems vary across Canada.


With this information, we hope you feel more prepared for a smooth transition to your new life here.


Why Choose TD?


A Legacy of Support: With over 150 years of experience, TD has a strong history of providing financial solutions to Canadians and helping newcomers navigate the banking system.


Trusted Services: TD has more than a thousand branches and serves 16 million Canadians, offering support in over 80 languages.


Convenience: TD provides online resources for newcomers covering topics like banking basics and credit scores. With extended hours and thousands of ATMs across Canada, TD makes managing your everyday banking easy and convenient.



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